This account has low monthly fees and is ideal for members who only make a small number of transactions each month.

Features and benefits
	12 free transactions of your choice each month
	unlimited online banking and 24-Hour Service Line
	transactions free monthly and transaction fees when you maintain a minimum monthly balance of $1000
	optional feature: cheques returned in your monthly statement for a fee of $2.50 per month

Service charges
Monthly fee: $4.00 for 12 transactions then:
Self-service transactions $0.50
	Exchange ATM withdrawals and transfers
	direct debit card withdrawals
	cheque clearing and pre-authorized payments
Full-service transactions $0.70
	in-branch and TeleService debits, transfers and bill payments

Interest rates
	this account does not pay interest