Chequing accounts for members age 55 and over

Vancity has money-saving financial services for people age 55 and better. With our two Gold Club accounts, you can do your day-to-day banking free and access many other complimentary features

Features and benefits
Unlimited free transactions for:
	in-branch, TeleService, 24-Hour Service Line and online banking withdrawals, bill payments and transfers
	point-of-sale direct debit
	cheque clearing and pre-authorized payments
	Exchange ATM withdrawals and transfers (note: fees apply to non-Exchange ATM transactions)
	cheques returned free in your monthly statement

Interest rates
	earn tiered interest: the bigger your savings, the higher your rate
	interest calculated daily and paid monthly
	see our current rates

Gold Club US chequing account

Features and benefits
Unlimited free transactions for:
	free cheque clearing
	free in-branch withdrawals and transfers
	cheques returned free in your monthly statement

Interest rates
	earn tiered interest: the bigger your savings, the higher your rate
	interest calculated daily and paid monthly
	see our current rates

Additional Gold Club benefits
Unlimited free transactions for:
	free personalized cheques (Vancity unique design only)
	complimentary traveler’s cheques
	free money orders and U.S. dollar drafts
	free posting of post-dated cheques on deposit
	save $5.00 on annual safety deposit box fees
	0.25% bonus on monthly income term deposits
	access to other services: estate management, retirement income planning, will preparation service, RRIF products and free information sessions