You have a choice of five investment options that offer a range of flexibility and interest rates to meet your investment objectives.
12-Month convertible term deposit
A convertible term deposit is a safe way to invest surplus cash. Your money earns competitive interest while you decide how to invest your funds.
minimum investment is $500
switch your investment free at any time to another term deposit or investment product offered by us or Credential Direct.
interest rate guaranteed for one year
3-year escalating term deposit
You earn a higher rate of interest by leaving your money alone for three years.
minimum investment is $500
rates guaranteed to increase each year
pays higher interest than regular three-year term deposits
convertible at each anniversary to another term deposit or investment product offered by us or Credential Direct
full interest paid up to the date of redemption
interest compounded annually
5-year escalating term deposit
Leave your savings along for five years and you’ll be rewarded with higher interest rates.
minimum investment is $500
rates guaranteed to increase each year
pays higher interest rate than regular five-year term deposits
convertible on the third and fourth anniversary to another term deposit or investment product offered by us or Credential Direct
full interest paid up to the date of redemption
interest compounded annually
Shared World term deposit
Shared World term deposits allow you to direct investment to projects that return high social and environmental benefits to communities around the world.
