Enjoy the convenience and security of VISA *
   
and benefit from great rewards with: My VISA Rewards Plus.
*VISA Int. /Vancity, Licensed User.
RRSP Rates
 
Flexible RRSPs
Non-Redeemable RRSPs
RRSP Accounts
 
  Products and Services
Investing  

Flexible RRSP term deposits

A choice of five investment options that offer a range of flexibility and interest rates to meet your investment objectives.

12-month convertible term deposit

Park your RRSP contribution in this term deposit until you decide when and how to invest it. It's a safe way to meet your RRSP contribution deadline. And your money earns higher interest than in a savings account.

Features and benefits
Minimum investment is $500
You’re free to switch your investment anytime to another term deposit or investment product offered by us
Interest rate guaranteed for one year

3-year escalating term deposit

Provides you with an interest rate guaranteed to rise each year and the flexibility to switch to another investment without penalty.

Features and benefits
Minimum investment is $500
Pays higher interest than regular three-year term deposits
Convertible at each annual anniversary to another term deposit for the remaining length of the investment or to another investment product offered by us
Interest compounded annually

5-year escalating term deposit

Guaranteed annual rate increases keep your returns on the rise. On the third and fourth anniversary, you are free to switch your investment to any investment option without interest penalty.

Features and benefits
Pays higher interest rate than regular five-year term deposits
Convertible on the third and fourth anniversary to another term deposit for the remaining length of the term or to another investment product offered by us
Interest compounded annually

Shared Growth Term Deposit

Shared Growth term deposits allow you to direct your investment to projects that return high social and environmental benefits to local communities.

Shared World Term Deposit

Shared World term deposits benefit international community-based organizations while paying you a reasonable rate of return.