Enjoy the convenience and security of VISA *
   
and benefit from great rewards with: My VISA Rewards Plus.
*VISA Int. /Vancity, Licensed User.
Term Deposit Rates
 
Flexible Terms
Non-Redeemable Terms
Redeemable Terms
 
  Products and Services
Investing  

Flexible Term Deposits

With our flexible term deposits you earn competitive interest without having to lock up your money. And with five savings options to choose from, there’s probably an investment option that’s just right for you.

Options
Cashable term deposit
Shared Growth cashable term deposit
3-year escalating term deposit
Easy save term deposit

Cashable term deposit

Features and benefits
minimum investment is $500 (must remain invested after partial withdrawal)
cashable at any time
available with 30- or 90-day lockout periods (Full interest paid after lockout period. No interest paid if cashed within the lockout period.)
available only for non-registered accounts; not eligible for RRSPs or RRIFs

Shared Growth cashable term deposit

EEarns a competitive interest rate just like a regular cashable term deposit, and with an added benefit: the Shared Growth cashable term allows you to direct your dollars to projects that create positive change in local communities

Features & benefits

3-year escalating term deposit

Features and benefits
minimum investment is $500
rates guaranteed to increase each year
pays a higher average interest rate than regular three-year term deposits
redeemable or convertible at each anniversary with full interest
interest paid annually
RRSP investment options available for three- and five-year terms

Easy Save term deposit

An easy save term deposit is designed to help you reach a short-term savings goal, such as property taxes, car insurance or a vacation. Rather than making a lump-sum investment, you make smaller, regular contributions towards your goal.

Features and benefits
minimum savings goal is $500; $100 for youth
terms from three to 18 months
competitive interest calculated daily, paid annually or at maturity
Non-redeemable until maturity

How to purchase a deposit

  1. Call Member Service at 604-892-8350
  2. Visit your branch